This is a follow-up to my attempts to find out what charges would be applied if I withdraw sterling from an ATM in Kyrenia. “WoodSpeckie” on Cyprus44 wrote
“I telephoned Nationwide 1hr ago to tell them I will be using my debit card in North Cyprus, I asked to speak to a Manager and I told him I could withdraw Sterling from an ATM in NC and asked would I be charged, his answer was “no charge for sterling”. Also told me no commission on my credit card, this applies to NC & Turkey.”
In order to confirm this I wrote this email to Nationwide (this was my fourth attempt):
“When I use a FlexAccount Card to “WITHDRAW £100 IN £20 NOTES FROM A NORTH CYPRUS BANK ATM” and I only have exactly £100 in the account, and no overdraft, will I be charged anything by Nationwide and therefore be charged for an unauthorised withdrawal?
(a) Yes
(b) No
(c) see irrelevant information included below/above”
They replied as follows:
“I am sorry that our previous response did not help to answer your query. If you withdraw £100 at a foreign ATM you will be charged 2% of £100 and £1. If you only have £100 in your account at the time of withdrawal the charges will be taken anyway and you will incur 2 paid item fees at £15 each.
Natasha Heimers
Customer Consultant
Internet Services”
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